Finding Your Mortgage the Easy Way

Find the most suitable mortgage for your needs with our mortgage advice services at a4c. Our team is here to make the journey of securing a mortgage stress-free and perfectly suited to your needs. To learn more about our mortgage advice services, or to get started, please contact us today.

Broker Fee-Free Mortgage Advice

At a4c, we believe that professional mortgage advice should not come with a price tag. We understand that whether you’re buying your first home, investing in property, or expanding your business premises, the financial journey should be as cost-effective and simple as possible. This is why we proudly offer broker fee-free mortgage advice, ensuring that you can allocate more of your resources towards your investment while also finding the most suitable deal for your circumstances.

Instead of charging you for the services we offer, your mortgage lender will provide us a fee once your mortgage completes. That way, you receive the most appropriate advice for your mortgage requirements without having to pay a broker fee.

Mortgage Options Tailored to Your Needs

At a4c, we have a team of highly knowledgeable advisors who understand the complexities of the different mortgage options available. Our expertise encompasses the latest mortgage types, each designed to cater to the unique circumstances of our diverse client base. The mortgage options we advise on include:

Residential Mortgages

Your home is where your story begins. Our advisors are on hand to help write that story by finding you a residential mortgage that fits like a glove. From understanding the nuances of interest rates to navigating the complexities of mortgage applications, we ensure that your journey to homeownership is smooth and successful.

Buy-to-Let Mortgages

As an investor, you seek to expand your portfolio while maintaining profitability. Whether you’re buying as an individual or through a limited company SPV, we provide bespoke advice that reflects the nuances of the buy-to-let market. We aim to help you secure a mortgage that serves your investment goals, ensuring a healthy return on your property ventures.

Commercial Mortgages

When it’s time for your business to grow, the right premises can make all the difference. Our commercial mortgage services cater to entrepreneurs and businesses looking to purchase or refinance commercial properties. We understand the strategic importance of location and terms that align with your business plans, and we strive to negotiate the best possible deal to elevate your business.

Self-Employed Mortgages

There are more self-employed individuals than ever before, but for many of these people securing a mortgage can be complex due to their job structure. If you’re an entrepreneur, freelancer, or self-employed professional, securing a mortgage comes with its own unique set of challenges that we can help you navigate. Our advisors specialise in self-employed mortgages, translating your unique income situations into strong, successful mortgage applications that lenders understand and trust.

Contractor and Limited Company Mortgages

The world of contracting can be complex when it comes to securing a mortgage. Our services are tailored to contractors, limited company owners, and consultants seeking property finance. We leverage your contract rate to maximize your borrowing potential, ensuring lenders see the full picture of your earning capabilities.

Umbrella Contractor Mortgages

Working under an umbrella company shouldn’t mean you have to settle for less when it comes to mortgages. We offer customized mortgage advice that takes into account your entire remuneration package, including your contract rates, to present a strong case to lenders.

Why Work With Us?

  • Expert Guidance: Our advisors are seasoned experts in the financial realm, equipped with up-to-date knowledge of the mortgage market to provide you with informed advice.
  • Broker Fee-Free Mortgage Advice: We don’t charge any broker fees for our mortgage advice, so you really get your money’s worth when working with us.
  • Personalized Service: At A4C, you’re not just a number. We take the time to understand your individual circumstances, tailoring our services to fit your unique needs.
  • Long-Term Support: We’re with you every step of the way – from the initial consultation to the successful acquisition of your property and beyond. Our goal is to build enduring relationships that extend past the mortgage process.
  • Streamlined Processes: We simplify the mortgage journey, handling the complexities and paperwork to ensure a smooth and stress-free experience for you.
  • Access to the Most Suitable Deals: Leveraging our extensive network, we have access to the most suitable mortgage deals for you based on your circumstances, ensuring you get the best terms possible.
  • Transparent Communication: We believe in clear and continuous communication, keeping you informed and confident throughout the decision-making process.

Your Trusted Mortgage Advisor

At a4c, we’re more than just advisors – we’re your partners in property investment. With a foundation built on trust, expertise, and a broker fee-free promise, we ensure that your mortgage experience is as profitable and positive as possible.

Take the first step towards securing your dream property with a4c. Contact us today for a consultation, and let us make your property ownership journey as rewarding as it should be.



A4C Mortgages is a trading style of WIS Contractor Mortgages Ltd which is registered in England and Wales. Registered Number 11496588. Registered Office 4 Imperial Place, Maxwell Road, Borehamwood, England, WD6 1JN.

WIS Contractor Mortgages Ltd is authorised and regulated by the Financial Conduct Authority. Registered number 824411.

As a mortgage is secured against your home or property, it may be repossessed if you do not keep up the mortgage repayments.

Mortgage services are provided at no extra cost to you, we will receive a fee from the lender once the mortgage completes. For insurance business, we advise on products from a fair and personal analysis of insurers.

The Financial Conduct Authority does not regulate some forms of commercial and buy to let mortgages.

You may have to pay an early repayment charge to your existing lender if you remortgage. Your savings will depend on personal circumstances.

Get In Touch

If you’re not sure what you need, you can speak to a dedicated member of the A4C team.

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