The importance of InsuranceIf you are the director of a limited company then you really can’t afford to trade without purchasing insurance to protect your business and financial interests.

The level of cover you need will depend on your industry sector but a policy is often not as expensive as you might think.

Here are examples of policies you may want to consider.

Professional Indemnity Insurance

Professional indemnity insurance can help to protect you if claims are brought against your limited company by a client due to a problem with the work you have done for them.

  • This type of policy will offer compensation to correct a mistake
  • Or cover any legal costs due to negligence, such as giving incorrect advice or making a mistake in your work.


Free Insurance QuoteProfessional indemnity cover is often a contractual requirement and if you are a contractor undertaking assignments through a recruitment agency then it is likely that you will need to provide policy documentation before commencing work or being paid.

Public and Employer’s Liability Insurance

This type of policy will protect you against claims where injury or death has been suffered by third parties or employees, and claims where you are alleged to be responsible for damage to third party property.

Free Insurance QuoteThe cost of these policies is relatively low and if you have employees working for you then you really can’t afford to skip it.

IR35 Reviews

You may have read our IR35 Guide, or you are likely to have heard of IR35 from contracting colleagues or online forums, the fact is if you know about IR35 then you probably know that you cannot afford to avoid taking steps to protect yourself.

There are different insurance options available depending on your attitude to risk and budget.

Free Insurance Quote

Qdos CoQdos Consulting - Insurance for Contractorsnsulting

At a4c we have teamed up with Qdos Consulting, one of the best-known insurers in the market for contractors and freelancers.

For a free, no obligation quotation visit: